Read our insights

Increasing insurance premiums should prompt all business owners to review the level and extent of insurance cover for their organisations. But the question is – where do you start? Are you aware of all of your business risks? Is insurance the best way to mitigate all risks? Which risks does insurance cover? Should you self-insure? Greg Thompson answers these questions and provides some insights into how you can take a risk-based, structured approach to protecting your business.

Some massive opportunities left in the wake of NZ's most recent natural disasters.

The Commerce Commission’s year-long Market Study into Residential Building Supplies was released in early December 2022, and the conclusion is a masterclass in understatement: competition “is not working as well as it could”.

A thorough financial risk management plan should include protection against financial loss due to the illness, injury, disability, or death of a working owner or ‘key person’. The financial impacts of these scenarios can be instant, long-lasting and in the worst-cases, terminal for your business and potentially your personal assets.

Businesses will continue to experience persistent material and wage price inflation as they have over the past two years, ongoing supply frustrations set against the current backdrop of tightening monetary policy, rising interest rates, the cooling of property prices, and access to credit. Read more to find out how to protect your business on new projects and weather the current storm.

To say doing business is difficult in New Zealand (or anywhere) right now is an understatement. In what seems like an ever-increasing state of inflation, it's important you understand your businesses' pressure points now more than ever and strong cashflow management can mean the difference between survival and failure.

Building resilience through technology is something that all businesses should have started thinking about or better yet, actioning, yesterday. As we come into the digital age, businesses have to take the leap in letting go of the status quo.

Environmental, social and governance (ESG) credentials are no longer merely a ‘nice to have’: they are a must have for much of the mid-market.

When uncertainty is the new normal, standing still isn’t an option. From cashflow management to supply chain, when major events or market changes cause disruption, it’s critical that organisations continuously strategise against their unique level of vulnerability in order to keep moving forward.

The COVID-19 tax measures should help businesses when they are hurting now. So why not allow businesses to carry their losses back instead of forward?

Natural disasters, pandemics and other black swan events cause significant stress or distress for many businesses. Each organisation will face a different set of circumstances – however cash management should be a the centre of everything a business does to navigate this unprecedented event, regardless of the challenges it’s experiencing.