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According to the Association of Certified Fraud Examiners (“ACFE”), NFPs lose about 5% of revenue annually to fraud, and small businesses globally have an annual median loss to fraud of $200,000.

How can New Zealand’s construction sector invest in a more successful future when times have been so tough? Business leaders with the foresight to build people resilience now will be ready to profit as their pipelines begin to flow freely again.

When it comes to sport, New Zealand tends to punch above its weight on the world stage. But, what’s our win rate on infrastructure projects? Infrastructure is the backbone of our entire economy, yet we underperform on delivering and maintaining our most essential facilities and systems.

The civil construction industry has been hammered over the past two years. How can business owners escape this trap?

Organisations face growing disruption, complex systems and evolving risks when it comes to managing technology. Here’s how to approach your pathway to resilience.

Although retirement villages can be profitable, this study has revealed it can take more than 20 years before an owner of an average village fully recovers their investment. It explores the commonly held belief about the retirement village business model disproportionately benefiting operators financially. The path to profitability: Separating fact from fiction in New Zealand’s retirement village sector, is based on a discounted cashflow financial model of two retirement villages that represent a cross section of the sector: Rural villas in Canterbury and urban apartments in Auckland. It covers a 25-year period comprising the key stages of a retirement village development from sourcing land and construction, to project completion and revenue generation. It then takes into account the sector-specific sensitivities that impact a village’s profitability, some of which include occupancy lags, ORA (occupation right agreement) sale prices and construction costs.

Only 5% of businesses have cyber insurance, even though everyone is at risk of a cyberattack – and the cost of an incident can sink your entire organisation.

You’ve been working hard your whole life, and you’ve built up assets that are worth protecting: a profitable business, a portfolio of investments, and a good reputation. But, can you turn that success into generational wealth?

Reduced consumer spending. Finding talent. Rising interest rates. Inflation. Supply chain challenges. Escalating global conflict. To say doing business is difficult in New Zealand (or anywhere) right now is an understatement.

Many Kiwi businesses eventually outgrow their systems and processes. Their financial, governance and management systems were a perfect fit when the business was smaller – but now, they’re hindering growth, not helping it.

Putting responsible business practices in place is often an overlooked opportunity to invest in the future of your business. ESG expectations and obligations are rising. Unfortunately, this can be perceived as a negative: a cost to be faced, a risk, and an annoying box-ticking exercise. However, it’s time to flip the script and seize this opportunity to build a better, more resilient enterprise.

This year has been a tough one for many industries. The pain has been widespread, so many business leaders are reassessing their operations. They’re asking: What’s working and what needs to be improved? How can we increase productivity? Can we use AI to overcome challenges? And is it time to develop new products or services, or refine existing ones?

We are living through a time of economic volatility, geopolitical tension and a mental health epidemic – all set against the gloomy backdrop of climate change. It feels like there are enough fires to fight every day without worrying about some distant future that we can’t possibly predict.

“It feels like sales are falling off a cliff” - or words to that effect – are an all-too-common occurrence in a business community battling high costs as households continue to tighten the purse strings. If you’re experiencing stagnant or declining sales, there are some practical steps you can take to help your business stay the course during tough economic times. The following tips will not only help you navigate a downturn, they’re also part of good hygiene practices you should revisit on a regular basis to improve your business’s performance and build resilience throughout your organisation.

It’s been a tough year for local food and beverage manufacturers. Shoppers have cut their retail spending to cope with a rising cost of living and higher interest rates. Per capita retail spending has been falling since January, in tandem with a weakening labour market and rising unemployment.

During conversations we have with businesses about risk, it’s eye-opening to see how many aren’t really making it a priority.