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Only 5% of businesses have cyber insurance, even though everyone is at risk of a cyberattack – and the cost of an incident can sink your entire organisation.

A lot of online scams are pretty obvious. Your bank isn’t going to send you emails about your balance expiring soon. And you know the IRD isn’t going to send you a text to transfer your tax rebate. Unfortunately, the types of scams most likely to affect New Zealand businesses are considerably more sophisticated.

Payment Card Industry Data Security Standards (PCI DSS) were established in 2004 by Visa, Mastercard, Discover, JCB International and American Express to consolidate and simplify their individual security programmes. These standards determine how retailers and service providers should store, process, and transmit transactions to protect payment card data.

Today, cybersecurity has become a top concern for public sector leaders, as the number and sophistication of breaches continues to increase. If you want to strengthen your agency’s IT defences and understand your current state of cyber-preparedness, we recommend the following steps as part of a wider cyber security maturity assessment.

The festive season means shopping, celebrating, and going on holiday – but unfortunately, it’s also Christmas time for the bad guys. When we conduct our business online, we give them more opportunities than ever to steal our money and our information.