Wealth management

At Grant Thornton we recognise the importance of well planned savings to secure your financial future.

We also understand the need to minimise risk by having contingency plans and the right covers in place to ensure your business survival in the face of disaster.

Our experienced advisers can assist you with the following services:

  • Financial planning - Personal or Business.
    A six-step process extending from budgeting advice (if needed) through to financial planning disciplines, including retirement analysis and estate planning.
    A useful exercise to check whether your current planning is on track to deliver the quality of retirement and lifestyle you are expecting.
  • Investment and savings planning - Either lump sum or regular savings strategies, implementation and review. This service includes a detailed analysis of your current position, definition and establishment of your financial goals, and then charts a course to enable you to reach those goals. Risk profiling and asset allocation exercises form part of this process. Both managed funds and direct investments are used in the implementation of our portfolios.
  • Portfolio review service - As well as making sure that your investments are on target to achieve your personal financial goals and objectives, this service provides portfolio re-balancing and investment performance analysis on a regular on-going basis. Useful to ensure that you are getting the best performance relative to your tolerance of portfolio volatility.
  • Business succession consultancy - If your business forms part of your overall retirement strategy what steps have you taken to ensure that the value of your business is being optimised? How long have you got before you will want to exit the business and what plans have you made for a successful exit strategy?
  • Risk management consultancy - Are your business and personal risk management strategies up to date and robust enough to provide options, and ensure the survival of your business in the event of a tragedy? We can undertake a full impartial review for you, to make sure that you have the right covers, in the right quantities, at the right price. We also check that supporting documentation is correct and up to date and that policies are correctly owned.
  • Business education programmes - We will run seminars and workshops on a variety of topics from the "Principles of Investment", "The need to plan for your retirement", "Risk management issues for small and medium sized businesses", "Income planning in retirement" and "Estate Planning". These can be a useful 'value add' for employers to provide for their employees.
  • Group risk options - Advice on effective business group savings, risk and salary continuance planning options.
  • Other matters - Our advice extends to other associated matters such as salary sacrifice options, investment ownership advice, and tax planning for your investments.
  • Socially responsible investing - Our company has developed a good understanding of the needs of "Socially Responsible investors", and has access to a good range of both local and international SRI or ethical funds to suit a wide range of investor profiles.
  • Specialist investments - Through our extensive range of contacts we have access to a number of specialty investments including hedged funds, private capital opportunities, property syndications and horticultural investments.

A Disclosure statement is available on request. This is free of charge.

Your next step

For further information on how your local Grant Thornton firm can help you, please contact:

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